My COBRA coverage runs out November 1. Normally I would be concerned and upset about this, but, my new insurance kicks in on November 1, so it’s all good. I have now been with my new company for officially 90 days, so health insurance kicks in at the beginning of the following month, which would be November. I am excited about this because it is a better plan than I had before and it also includes vision and dental which I did not have at my former employer because they were cheap asses.
I can’t wait to get new contacts, glasses, dental appointment, re-order my testing strips, pump supplies, insulin, etc. But I’m also a little nervous because this first orders with insurance companies are usually a little scary and something always goes wrong. My new insurance is from United Healthcare. Who else has them? I’d love to hear your feedback on them and how they handle fellow diabetics.
I have not been to a regular doctor’s appointment for a physical or a dentist or eye doctor in a long time. A regular medical doctor has been almost 4 years since I saw one, yes I know, that is not good at all. Dentist has been probably about 2 years and eye doctor about 18 months. I’ll be making appointments for all of them soon. Well I hope you all have a great night.
My experience with United Healthcare when it comes to diabetes care was excellent. I found WellPoint/Anthem to be absolutely horrible in comparison (even though WellPoint was rated better on other measures), and my current healthcare provider isn’t quite as good, either, but since my employer chooses which provider I’ll have (not me), I don’t have much say in the matter. Also, United ranks among the largest nationwide, so doctor coverage is quite good in most states so if you’re travelling, chances are United will have doctors in the area. You may have a change in drug formulary (e.g. coverage of Novo Nordisk and Sanofi Aventis insulin vs. Lilly), use of LabCorp labs vs. Quest, and/or doctors that are in/out of network, but that’s true with any insurance plan change. Most of these are manageable, although every plan is different in how they treat out-of-network coverage for doctors, so you should look into it.
I have United Heathcare, and generally, they are pretty good. Depends on your plan though.
Oh… And I should mention they cover me to test 15 times a day and change my site every two days per my doctor orders.