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Why Patients in Some States Can’t Afford to Visit Their Doctors

A recent study from the Kaiser Family Foundation reported in Becker’s Hospital Review breaks down how many patients in each state skip a physician visit due to cost.

I always like to look at these lists to see the top states and bottom states on these lists and think about maybe why these particular states are where they are.

In this particular case, my mind went a different way with this. My mind went to the idea of what happens when these patients skip visits.

Something that Victor Montori writes about in his book, Why We Revolt is that some times patients can’t afford a visit or just can’t make a visit for a specific reason and then that patient is deemed to be non-compliant.


The word non-compliant is a whole other issue and people like Renza can go into more detail on why language matters, but for this post, I will use that phrase.

Let’s say that I might be the most compliant, best patient out there and eager to do what I need to do in order to have a better doctor visit than the last one. So, that means I ate better, I exercised, I got better sleep and I took all the meds I was supposed to take.

But, unfortunately, I had a client become late on a payment and I had to fork out some money for some other non-health related emergency and next thing you know, I can’t afford my co-pay or other out of pocket expenses to go see my doctor.

Now, I look like a bad patient. My health potentially gets worse because I’m not able to review the lab results until I can afford to go see my doctor. But now, I have even more medications and tests that need to be done the next time, causing me to have even less and less money to afford future appointments.

Next thing you know, I’m being admitted to the hospital for poor health all because I couldn’t afford to go see a doctor.

Now, this exact situation hasn’t happened to me, per say, but it happens every single day.

Why These States?

united states can't afford doctor visitsWhat are the reasons behind why people in Texas, Mississippi, Louisiana, Georgie and Nevada to round out the top 5 can’t afford to visit their doctor?

Is it due to just overall struggling economies in those states?

Is it because of poor insurance coverage from Marketplace plans in those states?

Why do people in Iowa, North Dakota, Hawaii, Vermont and Massachusetts all have a far less harder time affording to go see their doctors?

These are questions that I always wonder when I see these lists.

I, for one, am glad to see that PA is 9th from the bottom of the list.

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fever with diabetes

A Few Day Fever

A couple of weeks ago I was back up in Pennsylvania visiting family. After coming home from my brother’s house where my daughter and two nieces and one nephew were playing for a few hours, I felt extremely tired. I wasn’t sure if it was just the exhaustion of watching 4 kids play and runaround or the lack of sleep was just catching up to me.

I ended up falling asleep around 9-10 p.m. that night. I know that might sound late to some people, but to me, that is early.

The next day I was still a little sluggish but decided to go to the park to meet up with my friend’s kids and I just felt like crap. I was just sitting on the bench watching the kids have fun, but didn’t feel like getting up to do anything.

Ketones

My first thought was ketones. Definitely ketones.

Now, let me give a little history here. In my 14 years of living with diabetes, I have never, ever, checked for ketones at home.

Never.

My mentality has always been to just drink a lot of water when I had a high blood sugar or just felt sluggish with a “normal” blood sugar.

My brother was coming to the park too, so he was going to bring my some ketone sticks to check. Well, as soon as I got home, I checked and I had trace ketones.

I guessed right. That’s why I was sluggish and tired.

But then several hours later I felt warm.

So I checked my temperature.

101.4

Ut-oh.

That’s not normal.

Fever

I went for the Tylenol and hope that the fever broke and I would be ok.

Well, this went on for 2 days. Fever would go away, then come back, then go away and come back with the help of Tylenol.

I didn’t want to take Tylenol for more than 2-3 days so I knew that come Monday morning I was going to the doctor.

Now I know that with type 1 diabetes, you shouldn’t mess around with a fever, but here’s why I did.

No Out of State Insurance

My ACA insurance plan is only good in the state of Florida. I didn’t know that when I chose the plan, but if I went to the doctor or ER in PA, I would be set back a couple hundred dollars, if not more.

I was willing to go to the doctor or ER on the 3rd day if I had to, but I wanted to try and beat the fever.

Luckily, on the 3rd day I woke up and the fever was below 99.1. A few times it crept to about 99.3 that day, but nothing higher than that.

Now, I thought this was weird because I had an appetite, I wasn’t vomiting or feeling like I had to. Just a fever and tired.

I also had trace ketones the whole time this was occurring as well.

I am the type of person that coughs once and freaks out and thinks that something horribly wrong is happening. So I kept freaking myself out that something more serious was or still is going on.

Now that I am back in Florida I have set up a doctor’s appointment for next week to just get a check up and make sure everything is working inside of me.

I know that if you are reading this you are probably screaming through the computer screen or smart phone, that I should have went to the hospital or saw a doctor.

And you are 100% correct. I should have.

But I chose not to, so now I am hoping that it wasn’t anything serious that had long lasting effects on my body.

But we shall find out soon enough.

Thank You for Waiting 2 Hours: The Dark Side of ACA

Late last year, around October or so, my endo, primary care, my wife’s primary care, OBGYN, and endo all sent us letters stating that they were no longer accepting our MarketPlace insurance plan. This led us to searching for something new. Instead of just choosing a plan, we asked what MarketPlace plans they accepted. There was only one common plan, Ambetter from Sunshine Health. Don’t sound familiar to you? That’s because it’s a Florida based insurance plan, meaning, it can only be used in the state of Florida. That poses an obvious issue, but more on that in a later post.

My wife and I had to plan our yearly checkups and needed to find a new PCP. After calling about 10 who were either not accepting new patients, or didn’t have any openings for new patients for a few months we finally settled on one. We decided that we would schedule back to back appointments so that way one could be with the kid and then we could switch. These appointments were staggered between 2:45 for the first and 3:15 for the second.

My wife checked in for the appointment at 2:40 and she also checked me in while I walked the kid around in the stroller with the hopes that she would take a nap. After my wife filled out her paperwork, she thought it would be a good idea to hand me mine outside so I could get a head start. This was now around 3:00 p.m. (15 minutes after my wife’s scheduled time.)

At 3:15, which was my scheduled appointment time, my wife had still not been sent back to see the doctor. At this point, I am become a bit irritated, as I continue to walk around outside in 80 degree weather.

3:30 – nothing.

3:45 – nothing.

4:00 – nothing.

4:15 – my wife finally gets sent back to get her vitals taken.

At this time, it’s now an hour and a half past her original appointment time and then she was sent to another room to wait after her vitals were taken.

Finally, at 4:30, 1 hour and 45 minutes after her appointment time, she sees the doctor. This is the same time now that I get my vitals checked, 1 hour and 15 minutes after my scheduled appointment time.

After all was said and done, both of our check ups, in an-office EKG (which came out fine for me), and a few lab scripts later, my wife and I left the parking lot 2 hours and 45 minutes after our initial scheduled appointment time.

To say this was a nightmare and a disaster and an example of some of the negative effects that ACA has caused is an understatement.

There are not many doctors that take MarketPlace plans, this just so happens to be one of them. Which means, all of the people who are on a MarketPlace plan have very few doctors to choose from which creates these enourmous backups.

What’s the longest that you have ever waited for an appointment?